A Journal of Ideas

CFPB

Destroying Middle-Class Protections

A vibrant middle class isn’t just an economic necessity. It’s a democratic one as well.

By Richard Cordray

The Risk of an Anti-Consumer CFPB

One of the great ironies behind the longstanding fight over the CFPB is how uncontroversial the laws the agency has focused on are.

By Christopher L. Peterson

Why the CFPB Is Constitutional

Opponents charge that the consumer bureau is too powerful because it is independent from the White House—but its independence is essential.

By Michael S. Barr

Will Congress Remove Consumer Credit "Seat Belts"?

The CFPB has faced criticism not because it is out of control, but because it is effective.

By Christopher L. Peterson